How the calculators work

Last updated: July 2026

SalaryInSpain estimates Spanish take-home pay using 2026 official rates and simplified assumptions. The goal is not to replace a payroll department, gestor or tax advisor, but to make the main moving parts easier to understand before you accept an offer or plan a move.

The calculators are designed for planning. Real results can change depending on your contract, family situation, region, Social Security position and tax residence facts.

What SalaryInSpain is for

The calculators on this site are built to help with:

• Comparing a Spanish job offer against what actually reaches your bank account.
• Estimating monthly net pay after Social Security and income tax (IRPF).
• Understanding the difference between a 12-payment and a 14-payment salary structure.
• Comparing common-regime Spanish regions.
• Checking Beckham Law scenarios against the standard IRPF regime.
• Estimating self-employed (autónomo) costs, including RETA and IRPF.

Salary Calculator

The Salary Calculator uses the assumptions already built into the tool:

• Annual gross salary, entered as a single figure.
• Contract type (permanent or temporary), which affects the employee Social Security rate.
• Employee Social Security contributions, including the applicable contribution base cap.
• IRPF estimated in two parts — the state scale and the regional scale for the selected region.
• 12 vs 14 salary payments, shown as two different monthly views of the same annual net pay.
• Personal and family minimums, and the disability options currently supported in the calculator's steps.
• A common-regime regional comparison, covering the regions currently included in the tool.

Beckham Law Calculator

The Beckham Law Calculator is a screening and comparison tool, not a legal opinion. It covers:

• A short set of eligibility screening questions (for example, your move date and employment situation).
• A comparison between the Beckham Law flat rate and the standard progressive IRPF regime for the same income.
• Context on the 24% flat rate and the income band it applies to.
• A timing note on Modelo 149, where already shown in the calculator.

Final Beckham Law eligibility depends on AEAT and on your personal documentation and circumstances. The calculator estimates a comparison — it does not replace a formal eligibility check.

Self-Employed Calculator

The Self-Employed Calculator estimates costs for autónomos using:

• Annual invoiced income.
• Business expenses you enter.
• An estimated minimum RETA quota for the applicable income bracket.
• The Tarifa Plana reduced quota, where selected.
• An IRPF estimate based on invoiced income minus expenses.

Quarterly IRPF payments (Modelo 130) are not calculated separately by this tool. Your actual outcome may vary depending on your documentation, final Social Security regularisation, real expenses and how your gestor or tax advisor treats your specific case.

What is intentionally outside the scope

These cases can change the result enough that a simple calculator would become misleading. They are intentionally outside the current scope:

• Basque Country and Navarre (separate foral tax systems).
• Regional deductions such as rent, childcare, education, donations or housing.
• Stock options and other equity compensation.
• Benefits in kind.
• Company car schemes.
• Complex cross-border tax cases.
• Non-standard payroll cases.
• Historical deductions from previous tax years.
• Private pension planning.
• All possible family, age and ascendant combinations.
• Immigration advice.
• Personalised tax advice.

Regional scope

The calculators cover Spain's common-regime regions (territorio común). Basque Country and Navarre are excluded because they have separate foral tax systems (Concierto Económico and Convenio Económico) that do not follow the national IRPF scales used by this tool.

Official sources reviewed

The assumptions behind these calculators were reviewed against official Spanish sources, including:

• AEAT — the Spanish Tax Agency.
• BOE (Boletín Oficial del Estado), including Orden PJC/297/2026 on Social Security contribution bases and rates.
• Seguridad Social España.
• Ley 35/2006, the Spanish Personal Income Tax Law (IRPF).
• Ley 28/2022, referenced for Beckham Law (Art. 93 Ley 35/2006 régimen especial) context.

Privacy by design

The calculators run in your browser using client-side JavaScript. Your salary, region, family and self-employed inputs are not sent to a server to calculate your result and are not stored by SalaryInSpain.

Last updated

Last updated: July 2026.

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