Spain Salary Calculator 2026

Your net take-home pay after IRPF income tax and Social Security — with regional comparison.

Step 1 of 6

Step 1 of 6

What type of employment will you have?

This affects your Social Security contribution rate.

Step 2 of 6

What's your annual gross salary?

Drag the slider or type your salary. This is the amount stated in your contract before deductions.

€45,000
~€3,750 / month gross
€18,000€150,000
At this salary level, you may benefit from the Beckham Law expat tax regime — flat 24% rate. Check eligibility →

Step 3 of 6

How many salary payments per year?

14 payments is the standard in most Spanish companies. Your annual gross remains the same — it's just split differently.

Step 4 of 6

Which region of Spain will you live in?

Each region sets its own income tax scale. Madrid has the lowest rates in Spain.

Basque Country and Navarre use separate foral tax systems and are not included in this comparison.

Step 5 of 6

Do you have children under 25 living with you?

Children reduce your tax bill via the personal and family minimum allowance.

Step 6 of 6

Do you have a recognised disability?

Must be officially certified in Spain (certificado de discapacidad).

Calculated using official Spanish tax law (BOE/AEAT) · April 2026

Your monthly net pay · Madrid

€0

14 payments (incl. June & Dec bonus)

Annual net pay

€0
Effective rate: 0%

Annual breakdown

Gross salary €0
Social Security (6.50%) −€0
Work deduction (art. 19.2.f) −€2,000
Personal & family allowance (does not pay tax) −€5,550
Taxable income (base imponible) €0
Income tax (IRPF) −€0
NET ANNUAL €0

Same salary, different region

How much you'd take home each month (14 payments) depending on where you live in Spain. Territorio común only.

País Vasco and Navarre use separate foral tax systems and are excluded from this comparison.

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Get updated when tax rates change

One email a year, maximum. We'll notify you of any changes that affect your take-home pay.

Estimate based on 2026 AEAT tax brackets and Social Security rates (Orden PJC/297/2026). Actual withholding depends on your specific circumstances. Regional comparison covers territorio común only — Basque Country and Navarre use separate foral tax systems. Always verify with a qualified gestoría or asesor fiscal.